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What FICO® Score Do You Need to Qualify for a Mortgage?
What FICO® Score Do You Need to Qualify for a Mortgage?
It’s common knowledge that your FICO® score plays an important role in the homebuying process. However, many buyers have misconceptions regarding what exactly is required to get the loans they need. While a recent announcement from CNBC shares that the average national FICO® score has reached an all-time high of 706, the good news for potential buyers is that you don’t need a score that high to qualify for a mortgage. Let’s unpack the credit score myth so you can to become a homeowner sooner than you may think.
5 Homebuying Acronyms You Need to Know [INFOGRAPHIC]
5 Homebuying Acronyms You Need to Know [INFOGRAPHIC]
Learning the lingo of homebuying is an important part of feeling successful when buying a home. From APR to P&I, you need to know the acronyms that will come up along the way, and what they mean when you hear them. Your local professionals are here to help you feel confident and informed from start to finish…and this infographic will help you as you go.
1511 Bellnap Drive, Allen, TX 75013
1511 Bellnap Drive, Allen, TX 75013
Stunning custom Shaddock home located in the highly sought-after Cumberland Crossing neighborhood in Allen, TX is sure to impress you. Driving up to the property, you will be in awe of the beautiful landscaping, high elevation, and the Porte-cochere. When you open the door, prepare to fall in love with the grand entry and the sweeping staircase. Admire the beautiful hand scraped hardwood floors, crown molding, plantation shutters, and all the upgrades this home has to offer.
What to Expect from Your Home Inspection
What to Expect from Your Home Inspection
You made an offer and it was accepted. Your next task is to have the home inspected prior to closing. Agents often recommend you make your offer contingent upon a clean home inspection.
What Is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
What Is the Cost of Waiting Until Next Year to Buy? [INFOGRAPHIC]
Some Highlights: The “cost of waiting to buy” is defined as the additional funds necessary to buy a home if prices and interest rates were to increase over a period of time. Freddie Mac forecasts interest rates will rise to 3.8% by Q4 2020. CoreLogic predicts home prices will appreciate by 5.4% over the next 12 months. If you’re ready and willing to buy your dream home, now is a great time to buy.
Homeowners Are Happy! Renters? Not So Much.
Homeowners Are Happy! Renters? Not So Much.
When people talk about homeownership and the American Dream, much of the conversation revolves around the financial benefits of owning a home. However, two recent studies show that the non-financial benefits might be even more valuable.